State Bank of India IFSC Code SBIN0070997

IFSC Code: SBIN0070997

MICR Code: 686009997

SWIFT Code:

Branch: ZONAL OFFICE, KOTTAYAM

Bank: State Bank of India

Address: POLACHIRACKALCHAMBERS,OPPCOLLECTORATE,KOTTAYAM,KERALA686002ZOKTMATSBTCOIN

District: KOTTAYAM

State: KERALA

Contact: +914812561491

Indian Financial System Code (IFSC): SBIN0070997

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code 070997. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 686009997

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.