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Surat Mercantile Co-operative Bank IFSC Code YESB0SMCB02

HomeIFSC CodesSurat Mercantile Co-operative BankYESB0SMCB02

IFSC Code: YESB0SMCB02

MICR Code: 395245002

SWIFT Code:

Branch: SURAT MERC COOP BANK BHAGAL

Bank: Surat Mercantile Co-operative Bank

Address: 3/4155-A-B,PROPRITORY SCHOOL, BUNDELAWAD BHAGAL, SURAT – 395003

District: SURAT

State: GUJARAT

Contact: +912612334495

Indian Financial System Code (IFSC): YESB0SMCB02

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

  • The first four characters represent the bank name.
  • The fifth character is always ‘0’ and is reserved for future use.
  • Branch Code SMCB02. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 395245002

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.

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