Himachal Pradesh State Co-operative Bank IFSC Code HPSC0000447

Himachal Pradesh State Co-operative Bank – RATNARI

IFSC Code: HPSC0000447

MICR Code: 171311044

Branch: RATNARI

Bank: Himachal Pradesh State Co-operative Bank

Address: RATNARI TEHSIL KOTKHAI PIN 171225

District: SHIMLA

State: HIMACHAL PRADESH

Contact: +911783275801

Indian Financial System Code (IFSC): HPSC0000447

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code 000447. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 171311044

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.