Indian Overseas Bank IFSC Code IOBA0000099

Indian Overseas Bank – THIRUVANANTHAPURAM

IFSC Code: IOBA0000099

MICR Code: 695020002

Branch: THIRUVANANTHAPURAM

Bank: Indian Overseas Bank

Address: 25 BY 1 AND 2, Y M C A BLDG, M G ROAD, THIRUVANANTHAPURAM – 695001

District: TRIVANDRUM

State: KERALA

Contact: +914712478320

Indian Financial System Code (IFSC): IOBA0000099

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code 000099. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 695020002

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.