Indian Overseas Bank IFSC Code IOBA0000388

Indian Overseas Bank – DELISLE ROAD

IFSC Code: IOBA0000388

MICR Code: 400020027

Branch: DELISLE ROAD

Bank: Indian Overseas Bank

Address: 316, PRAGATI INDL.ESTATE COMPOUND, NM JOSHI MARG, MUMBAI – 400011

District: GREATER BOMBAY

State: MAHARASHTRA

Contact: 23083310

Indian Financial System Code (IFSC): IOBA0000388

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code 000388. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 400020027

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.