Indian Overseas Bank IFSC Code IOBA0000601

Indian Overseas Bank – VADAGARAI

IFSC Code: IOBA0000601

MICR Code: 611020026

Branch: VADAGARAI

Bank: Indian Overseas Bank

Address: 4 BY 363 MAIN ROAD VADAGARAI

District: NAGAPATTINAM

State: TAMIL NADU

Contact: 286032

Indian Financial System Code (IFSC): IOBA0000601

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code 000601. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 611020026

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.