Indian Overseas Bank IFSC Code IOBA0000630

Indian Overseas Bank – NJETTOOR KULANADA

IFSC Code: IOBA0000630

MICR Code: 689020804

Branch: NJETTOOR KULANADA

Bank: Indian Overseas Bank

Address: PEROOR BUILDING, T B JUNCTION, KULANADA PIN 689503

District: PATHANAMTHITTA

State: KERALA

Contact: 4261118

Indian Financial System Code (IFSC): IOBA0000630

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code 000630. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 689020804

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.