Indian Overseas Bank IFSC Code IOBA0001102

Indian Overseas Bank – RAMANATHAPURAM

IFSC Code: IOBA0001102

MICR Code: 623020002

Branch: RAMANATHAPURAM

Bank: Indian Overseas Bank

Address: 77 B, RAILWAY FEEDER ROAD, VELIPATNAM, RAMANATHAPURAM PIN623535

District: RAMANATHAPURAM

State: TAMIL NADU

Contact: 220612

Indian Financial System Code (IFSC): IOBA0001102

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code 001102. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 623020002

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.