Indian Overseas Bank IFSC Code IOBA0001438

Indian Overseas Bank – ROORKEE RAILWAY ROAD LINES

IFSC Code: IOBA0001438

MICR Code: 247020103

Branch: ROORKEE RAILWAY ROAD LINES

Bank: Indian Overseas Bank

Address: OPP B S M COLLEGE,ROORKEE PIN 247667

District: HARIDWAR

State: UTTARAKHAND

Contact: 262192

Indian Financial System Code (IFSC): IOBA0001438

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code 001438. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 247020103

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.