Indian Overseas Bank – XAVIER NGR
IFSC Code: IOBA0001547
MICR Code: 534020003
Branch: XAVIER NGR
Bank: Indian Overseas Bank
Address: XAVIER NGR, ELURU
District: WEST GODAVARI
State: ANDHRA PRADESH
Contact: 23468864
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Indian Overseas Bank XAVIER NGR
Indian Financial System Code (IFSC): IOBA0001547
The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).
- The first four characters represent the bank name.
- The fifth character is always ‘0’ and is reserved for future use.
- Branch Code 001547. The last six characters denote the specific bank branch.
MICR Code (Magnetic Ink Character Recognition): 534020003
The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.
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