Indian Overseas Bank IFSC Code IOBA0001950

Indian Overseas Bank – BARUIPUR

IFSC Code: IOBA0001950

MICR Code: 700020061

Branch: BARUIPUR

Bank: Indian Overseas Bank

Address: PADMAPUKUR MORE,SALEPUR,BARUIPUR PO BARUIPUR PIN 700144

District: SOUTH 24 PARGANAS

State: WEST BENGAL

Contact: 24230429

Indian Financial System Code (IFSC): IOBA0001950

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code 001950. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 700020061

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.