Indian Overseas Bank IFSC Code IOBA0002860

Indian Overseas Bank – GHAZIPUR

IFSC Code: IOBA0002860

MICR Code: 233020002

Branch: GHAZIPUR

Bank: Indian Overseas Bank

Address: 136 SAKLENABAD OPP JAIL GATE GHAZIPUR 233001

District: GHAZIABAD

State: UTTAR PRADESH

Contact: +914428584896

Indian Financial System Code (IFSC): IOBA0002860

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code 002860. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 233020002

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.