Indian Overseas Bank IFSC Code IOBA0003049

Indian Overseas Bank – MAHATMA NAGAR

IFSC Code: IOBA0003049

MICR Code: 422020005

Branch: MAHATMA NAGAR

Bank: Indian Overseas Bank

Address: SP NO8,9,10,11,GND FLR,KADAM MANSION,NR CRICKET GROUND,MAHATMA NAGAR,NASIK MH 422007

District: NASIK

State: MAHARASHTRA

Contact: +914428584896

Indian Financial System Code (IFSC): IOBA0003049

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code 003049. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 422020005

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.