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Indian Overseas Bank IFSC Code IOBA0003121

HomeIFSC CodesIndian Overseas BankIOBA0003121

Indian Overseas Bank – SACB KAWARDHA

IFSC Code: IOBA0003121

MICR Code: 491020201

Branch: SACB KAWARDHA

Bank: Indian Overseas Bank

Address: AMIT LODGE BUILDING NEAR BUS STAND PO KAWARDHA DIST KABIRDHAM PIN 491995

District: KAWARDHA

State: CHHATTISGARH

Contact: +917741233888

Indian Financial System Code (IFSC): IOBA0003121

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

  • The first four characters represent the bank name.
  • The fifth character is always ‘0’ and is reserved for future use.
  • Branch Code 003121. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 491020201

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.

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