HDFC Bank BALAGANJ

IFSC Code: HDFC0009509

MICR Code: 226240035

SWIFT Code: HDFCINBB

Branch: BALAGANJ

Bank: HDFC Bank

Address: GROUND FLOOR 546 1247 SARFARAJGAN BALAGANJ HARDOI ROAD LUCKNOW UTTAR PRADESH 226020

District: LUCKNOW

State: UTTAR PRADESH

Contact: +9152261606161

Indian Financial System Code (IFSC): HDFC0009509

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code 009509. The last six characters denote the specific bank branch.

SWIFT Code (BIC): HDFCINBB

A SWIFT code, also known as a Business Identifier Code (BIC), is a standardized format used to identify banks and financial institutions worldwide. It acts as a unique international identifier that specifies both the bank and its location.

These codes are primarily used for transferring money between banks, especially for international wire transfers and SEPA payments. Additionally, SWIFT codes are used for secure communication and message exchange between financial institutions.

SWIFT Code Format: HDFCINBB

• Bank Code: Identifies the bank (usually 4 letters)
• Country Code: Represents the country (2 letters – ISO standard)
• Location Code: Indicates the city or location of the bank (2 characters: letters or numbers)
• Branch Code: Specifies the branch (3 characters)

MICR Code (Magnetic Ink Character Recognition): 226240035

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.