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Indian Overseas Bank IFSC Code IOBA0002316

HomeIFSC CodesIndian Overseas BankIOBA0002316

Indian Overseas Bank – AVALPOONTHURAI

IFSC Code: IOBA0002316

MICR Code: 638020028

Branch: AVALPOONTHURAI

Bank: Indian Overseas Bank

Address: 40,EASWARAN KOIL STREET MAIN ROAD,AVALPOONTHURAI 638 115

District: ERODE

State: TAMIL NADU

Contact: 2331165

Indian Financial System Code (IFSC): IOBA0002316

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

  • The first four characters represent the bank name.
  • The fifth character is always ‘0’ and is reserved for future use.
  • Branch Code 002316. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 638020028

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.

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