Indian Overseas Bank IFSC Code IOBA0000102

Indian Overseas Bank – COCHIN WILLINGDON ISLAND

IFSC Code: IOBA0000102

MICR Code: 682020003

Branch: COCHIN WILLINGDON ISLAND

Bank: Indian Overseas Bank

Address: XXIV BY 1557, HANDICRAFT BUILDING, INDIRA GANDHI MAIN ROAD, WILLINGDON ISLAND, KOCHI PIN 682003

District: ERNAKULAM

State: KERALA

Contact: 2667812

Indian Financial System Code (IFSC): IOBA0000102

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code 000102. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 682020003

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.