Indian Overseas Bank – ERNAKULAM
IFSC Code: IOBA0000024
MICR Code: 682020002
Branch: ERNAKULAM
Bank: Indian Overseas Bank
Address: 40 BY 8007 AND 8008, M.G.ROAD , ERNAKULAM, KOCHI – 682 035
District: ERNAKULAM
State: KERALA
Contact: 2384395
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Indian Overseas Bank ERNAKULAM
Indian Financial System Code (IFSC): IOBA0000024
The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).
- The first four characters represent the bank name.
- The fifth character is always ‘0’ and is reserved for future use.
- Branch Code 000024. The last six characters denote the specific bank branch.
MICR Code (Magnetic Ink Character Recognition): 682020002
The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.
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