Indian Overseas Bank IFSC Code IOBA0002162

Indian Overseas Bank – KANIYAPURAMKAZHAKUTAM

IFSC Code: IOBA0002162

MICR Code: 695020016

Branch: KANIYAPURAMKAZHAKUTAM

Bank: Indian Overseas Bank

Address: AP BY X BY 1019 CLIFF HOUSE,OPP.KSRTC BUS STATION,KANIAPURAM,PIN 695301

District: THIRUVANANTHAPURAM

State: KERALA

Contact: 2757300

Indian Financial System Code (IFSC): IOBA0002162

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code 002162. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 695020016

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.