Indian Overseas Bank IFSC Code IOBA0002913

Indian Overseas Bank – KISHANGANJ

IFSC Code: IOBA0002913

MICR Code: 855020002

Branch: KISHANGANJ

Bank: Indian Overseas Bank

Address: FIRST FLOOR,PASCHIMPALI CHOWK,KISHANGANJ DISTT,BIHAR,PIN 855108

District: KISHANGANJ

State: BIHAR

Contact: +914428584896

Indian Financial System Code (IFSC): IOBA0002913

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code 002913. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 855020002

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.