Indian Overseas Bank IFSC Code IOBA0000044

Indian Overseas Bank – KUMBAKONAM

IFSC Code: IOBA0000044

MICR Code: 612020002

Branch: KUMBAKONAM

Bank: Indian Overseas Bank

Address: GOPALA RAO PUBLIC LIBRARY,TOWN HALL ROAD,KUMBAKONAM,PIN 612001

District: THANJAVUR

State: TAMIL NADU

Contact: +914352431683

Indian Financial System Code (IFSC): IOBA0000044

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code 000044. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 612020002

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.