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Indian Overseas Bank IFSC Code IOBA0001870

HomeIFSC CodesIndian Overseas BankIOBA0001870

Indian Overseas Bank – N H BYE PASS PALARIVATTOM

IFSC Code: IOBA0001870

MICR Code: 682020012

Branch: N H BYE PASS PALARIVATTOM

Bank: Indian Overseas Bank

Address: CC 32 BY 1579 FIRST FLOOR, OPP EMC HOSPITAL, BYE PASS, PALARIVATTOM, COCHIN 682025

District: ERNAKULAM

State: KERALA

Contact: 2344533

Indian Financial System Code (IFSC): IOBA0001870

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

  • The first four characters represent the bank name.
  • The fifth character is always ‘0’ and is reserved for future use.
  • Branch Code 001870. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 682020012

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.

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