Indian Overseas Bank PAKHOVAL ROAD

HomeIFSC CodesIOBA0001123

Indian Overseas Bank – PAKHOVAL ROAD

IFSC Code: IOBA0001123

MICR Code: 141020007

Branch: PAKHOVAL ROAD

Bank: Indian Overseas Bank

Address: 745,SARGODHA COLONY PAKHOWAL RD,LUDHIANA

District: LUDHIANA

State: PUNJAB

Contact: 2406571

Indian Financial System Code (IFSC): IOBA0001123

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

  • The first four characters represent the bank name.
  • The fifth character is always ‘0’ and is reserved for future use.
  • Branch Code 001123. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 141020007

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.

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151023603 DODRA (PUNJAB)

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