Indian Overseas Bank IFSC Code IOBA0000728

Indian Overseas Bank – VAIRICHETTIPALAYAM

IFSC Code: IOBA0000728

MICR Code: 620020054

Branch: VAIRICHETTIPALAYAM

Bank: Indian Overseas Bank

Address: 2 BY 3136, PILLAIYAR KOIL ST VAIRICHETTIPALAYAM PIN 621012

District: TIRUCHIORAPPALLI

State: TAMIL NADU

Contact: 452222

Indian Financial System Code (IFSC): IOBA0000728

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code 000728. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 620020054

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.