Indian Overseas Bank IFSC Code IOBA0001472

Indian Overseas Bank – VALMIKINAGAR

IFSC Code: IOBA0001472

MICR Code: 600020082

Branch: VALMIKINAGAR

Bank: Indian Overseas Bank

Address: PL. NO. A1 HIG, DOOR NO. 14, NEW BEACH ROAD, TIRUVALLUVAR NAGAR, CHENNAI 600041

District: CHENNAI

State: TAMIL NADU

Contact: 24516677

Indian Financial System Code (IFSC): IOBA0001472

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code 001472. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 600020082

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.