Jammu and Kashmir Bank IFSC Code JAKA0BHOGAL

Jammu and Kashmir Bank – BHOGAL NEW DELHI – DELHI

Last verified: 26-10-2026

IFSC Code: JAKA0BHOGAL

MICR Code: 110051030

Branch details

Address: 4 BHOGAL ROAD, JANGPURA

City: BHOGAL NEW DELHI

State: DELHI

Contact: +911143659600

How to Use IFSC Code ‘JAKA0BHOGAL’ for Bank Transfers

JAKA0BHOGAL is the IFSC code for the Jammu and Kashmir Bank. The IFSC is used to identify the beneficiary bank branch for electronic fund transfers such as NEFT and RTGS.

NEFT

To send money through NEFT, enter the beneficiary’s:

  • Account holder name
  • Bank account number
  • IFSC code: JAKA0BHOGAL
  • Bank name: Jammu and Kashmir Bank
  • Branch name: BHOGAL DELHI

Make sure the account number and IFSC are correct before confirming the transaction. RBI guidance emphasizes the importance of providing correct beneficiary account details.

RTGS

RTGS transactions are available for amounts of β‚Ή2 lakh and above, subject to applicable bank guidelines.

Enter JAKA0BHOGAL as the beneficiary’s IFSC when your bank asks for the branch IFSC.

IMPS

IMPS can be used for instant bank transfers when supported by your bank. When adding a beneficiary, enter the correct Jammu and Kashmir Bank account number and IFSC where your banking app requires it.

How to Verify JAKA0BHOGAL Before Transferring Money

Before making a transfer:

  • Confirm that the IFSC is JAKA0BHOGAL.
  • Check that the bank name and branch match the beneficiary’s details.
  • Carefully verify the account number.
  • Confirm the beneficiary name shown by your banking application, where available.
  • If you have any doubt, verify the details with the beneficiary or Jammu and Kashmir Bank before sending money.

Important: An incorrect account number can result in funds being credited incorrectly. RBI guidance says the account number is relied upon for crediting the beneficiary, so it should be checked carefully.

Indian Financial System Code (IFSC): JAKA0BHOGAL

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

  • The first four characters represent the bank name.
  • The fifth character is always ‘0’ and is reserved for future use.
  • The last six characters (BHOGAL) identify the specific branch.

MICR Code (Magnetic Ink Character Recognition): 110051030

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.

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