Punjab & Sind Bank IFSC Code PSIB0000445

Punjab & Sind Bank – GARCHA

IFSC Code: PSIB0000445

MICR Code: 144023307

Branch: GARCHA

Bank: Punjab & Sind Bank

Address: GARCHA, DISTT. NAWANSHAHAR, PUNJAB – 144518

District: NAWANSHAHR

State: PUNJAB

Contact: +911823234105

Indian Financial System Code (IFSC): PSIB0000445

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code 000445. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 144023307

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.