Surat Mercantile Co-operative Bank IFSC Code YESB0SMCB03

IFSC Code: YESB0SMCB03

MICR Code: 395245003

SWIFT Code:

Branch: SURAT MERC COOP BANK KATARGAM

Bank: Surat Mercantile Co-operative Bank

Address: B.D. INDUSTRIAL ESTATE, VASTA DEVI ROAD, SURAT – 395004

District: SURAT

State: GUJARAT

Contact: +912612333602

Indian Financial System Code (IFSC): YESB0SMCB03

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code SMCB03. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 395245003

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.