Surat Mercantile Co-operative Bank IFSC Code YESB0SMCB13

IFSC Code: YESB0SMCB13

MICR Code: 395245013

SWIFT Code:

Branch: SURAT MERC COOP BANK PANDESHRA

Bank: Surat Mercantile Co-operative Bank

Address: SHOP NO 8 TO 11 GHANSHYAM COMPLEX, PANDESHRA, SURAT – 394221

District: SURAT

State: GUJARAT

Contact: +912612890512

Indian Financial System Code (IFSC): YESB0SMCB13

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code SMCB13. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 395245013

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.