Utkarsh Small Finance Bank IFSC Code UTKS0001078

IFSC Code: UTKS0001078

MICR Code: 221762004

SWIFT Code:

Branch: PANCHKOSI

Bank: Utkarsh Small Finance Bank

Address: 1ST FLOOR SA20 BY 206 H 2 1 CHANDRA CHARMUHANI ASHAPUR WARD SARNATH,VARANASI 221007

District: VARANASI

State: UTTAR PRADESH

Contact: +918756399760

Indian Financial System Code (IFSC): UTKS0001078

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payment systems such as RTGS, NEFT, IMPS, and CFMS (managed by the Reserve Bank of India).

• The first four characters represent the bank name.
• The fifth character is always ‘0’ and is reserved for future use.
• Branch Code 001078. The last six characters denote the specific bank branch.

MICR Code (Magnetic Ink Character Recognition): 221762004

The MICR code is a unique code printed on cheques using magnetic ink. It helps in the secure and faster processing and clearance of cheques by identifying the bank and branch.