Gulak App: Save Money Smartly & Achieve Your Financial Goals
Start Small. Grow Big. Stay Consistent.
The Gulak App is a modern digital savings platform that helps you build better money habits. Just like a traditional piggy bank (“gulak”), this app lets you save small amounts regularly and turn them into meaningful savings over time.
Whether you want to save for shopping, travel, or emergencies — Gulak makes it simple and automatic.
Why Gulak App is Trending in India
With rising expenses and impulse spending, many people struggle to save money. The Gulak App solves this problem by:
- Encouraging daily savings
- Automating deposits
- Helping users track financial goals
It’s especially popular among students, freelancers, and young professionals.
Key Features of Gulak App
Smart Saving Plans
Set your goal and the app automatically calculates how much you need to save daily or weekly.
Auto Save Feature
No need to remember—Gulak saves money for you automatically.
Goal-Based Saving
Want to buy a phone or plan a trip? Create custom savings goals easily.
Safe & Secure
Your money is protected with advanced encryption and secure banking integration.
User-Friendly Interface
Simple design that anyone can use without financial knowledge.
How to Earn Money with Gulak App
- Save regularly and earn interest/rewards
- Participate in referral programs
- Get bonuses for completing saving goals
- Cashback offers on selected transactions
👉 Some users even combine Gulak with platforms like EarnKaro to maximize their earnings through referrals.
How to Use Gulak App (Step-by-Step)
- Track your progress and withdraw anytime
- Download the app from Play Store/App Store
- Sign up using your mobile number
- Set your savings goal (₹5000, ₹10,000, etc.)
- Enable auto-save or manually add funds
Benefits of Using Gulak App
- No need for large investments
- Builds a strong saving habit
- Helps achieve financial goals faster
- Reduces unnecessary spending
- Easy to use for beginners
Is Gulak App Safe?
Yes, Gulak App is generally safe to use if downloaded from official sources. Always:
- Avoid sharing OTPs
- Verify app permissions
- Use strong passwords
Pro Tips to Maximize Savings
- Avoid withdrawing frequently
- Start small (₹10–₹50 daily)
- Set realistic goals
- Use auto-save for consistency
Benefits of Using Gulak App
- No need for large investments
- Builds a strong saving habit
- Helps achieve financial goals faster
- Reduces unnecessary spending
- Easy to use for beginners
Final Thoughts
If you struggle with saving money, the Gulak App can be a game-changer. It combines simplicity with smart financial planning, making saving money easy and even rewarding.
👉 Start today and turn your small savings into big achievements!
FAQs
What is meant by daily savings?
Daily savings is an automated way to save a custom amount for a custom duration, daily.
What is save on every spend feature? How can I activate it?
Everytime you make an online transaction, we round off the amount to the nearest 10 & invest this into digital gold. You can edit & customise this by changing the nearest round off limit & adding multipliers to increase your savings. How does this work – If you have made a transaction of Rs.45, we would round off this amount to the nearest 10, i.e, 50, and invest the spare change, i.e Rs.5 into your Gullak. To activate this, go to home, go to save on your everyday spends section and click on ‘Start Now’. You can select the amount and then setup autopay mandate.
Can I make a one-time/lump sum investment?
Once you create your goal, You’ll find an option to ‘save more’ on the home screen. Select the gullak you want to add the lumpsum amount into. Then, enter the amount & choose your upi app
What is digital gold?
Digital gold is a new age investment instrument that allows you to invest in 24k 999 pure gold. It is real gold which is just securely stored in insured vaults for you. The minimum amount you can buy is as low as Rs.10 on Gullak Money. This is certified by the government, hence assures purity & negates the chances of fraud.
Is Gullak safe?
Yes, Gullak is 100% safe. We are partnered with yespay for secured payment gateways & Gullak is built by the makers of BHIM. We use UPI autopay by NPCI & follow all RBI guidelines. Your money is invested in 24K 999 pure gold provided by Augmont, which is NABL and BIS accredited and a member of India Good Delivery standard on NSE, BSE and MCX.
Can I withdraw my money anytime I want?
Yes, you can withdraw your money anytime. Please go to home screen and click on withdraw. You can select the quantity of gold you want to sell and proceed with the withdrawal. Withdrawal is instant & does not need any KYC
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